Homeowners Insurance in International Falls and Littlefork, MN
Protecting Homeowners in International Falls and throughout Northern Minnesota against Risk
From heavy rains that cause damages to internal systems in homes and unexpected accidents that result in fires to vandalism and theft, the risks that you face as a homeowner are many. These and other risks can translate into significant costs to you if you’re unprotected, and for this reason it’s very important that you have protection, which insurance provides. At Borderland Insurance Agents, Inc. we have a complete homeowners insurance program, which we customize for individual clients and also which is flexible.
We’ve insured homeowners in International Falls and in communities throughout Northern Minnesota for more than 25 years, and also we have access to a variety of A-rated carriers. The carriers to which we have access enable us to use programs that make it possible for us to insure any home, and also we provide coverages for high-end homes; seasonal homes; older homes; new homes; homes with solid fuel units; and homes that have been declined from standard markets. For these reasons, we’ll provide to you the best possible homeowners insurance. Whether you own a house in a heavily-populated housing development or you own a house that’s on a farm that you run, we’ll help you.
Homeowners Insurance Coverage Details for Homeowners in Minnesota
Homeowners insurance covers damages to properties and it covers liability or legal responsibility for injuries and property damages that policyholders cause to others. Homeowners insurance also covers damages that are caused by most disasters, and it covers structures and belongings. Homeowners insurance covers additional living expenses if a house is uninhabitable due to damage and a homeowner therefore has to live away from home, and also it’s available in actual cash value (ACV), replacement cost, or guaranteed/extended replacement cost forms.
There are coverages other than property and liability that can be parts of homeowners insurance solutions, and these coverages include medical payments, scheduled property, and credit card forgery. We offer these and other coverages, which we’ll help you select. Also, we’ll ensure that any policy or plan that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.
Knowledgeable, client-focused Agents with tremendous Experience insuring Homeowners keeping you and your Dwelling secure
We know how important it is for homeowners to stay protected, and this is why we thoroughly assess homeowners’ needs through one-on-one consultations, risk analyses, and on-site inspections. Once we know and understand the homeowners’ needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible solutions.
In order to ensure that coverages are always current and that homeowners’ rates are always competitive, we regularly and closely review policies and plans that we write. If and when possible, we include homeowners in review processes, and as a result, the homeowners are able to understand their purchases and be aware of needs for changes to coverages.
Additional Homeowners Insurance Information:
- Minnesota Homeowners Insurance Information and Resources (The Minnesota Department of Commerce)
- Homeowners Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))
- Homeowners Insurance Details and Resources (The Insurance Information Institute (III))
At Borderland Insurance Agents, Inc. we’re proud to provide homeowners insurance in International Falls, Littlefork, Ranier, Big Falls, Ray, and Kabetogama, MN. We also serve other areas in the state.