Auto Insurance in International Falls and Littlefork, MN
Keeping Drivers in International Falls and throughout Northern Minnesota protected against Risk
From fires that start as a result of carelessness and collisions with animals to theft and vandalism, the risks that you face as a driver and a vehicle owner are many. These and other risks can be costly to you if you’re unprotected, and this is one reason why it’s very important that you have protection. Insurance provides necessary protection, and at Borderland Insurance Agents, Inc. we have a complete auto insurance program, which we customize for individual clients and also which is flexible.
We’ve insured drivers in International Falls and in communities throughout Northern Minnesota for more than 25 years, and also we represent a variety of A-rated carriers, which help us utilize markets for a broad range of auto insurance coverage. We offer standard, preferred, and non-standard policy and/or plan options, and also all of the agents in our office are experienced in providing auto insurance. For these reasons, we’ll provide to you the best possible auto insurance. Whether you’re a student who doesn’t own his or her own vehicle or a car collector who has a vast array of classic automobiles, we’ll help you.
Auto Insurance Coverage Details for Drivers in Minnesota
Minnesota requires that all drivers who are residents of the state have auto insurance, and the types of auto insurance that Minnesota requires drivers to have are no-fault insurance, liability insurance, and uninsured motorists insurance.
No-fault insurance, which is also known as personal injury protection (PIP), covers medical bills and losses of income after accidents, regardless of who is at fault in the accidents. Liability insurance helps cover the costs of injuries to others and damages to others’ properties. Uninsured/underinsured motorist insurance covers medical costs that exceed PIP limits.
There are coverages that are not required by the state and that can be parts of drivers’ auto insurance solutions that are helpful to drivers. These coverages include collision, comprehensive, and rental car, and, if necessary, we’ll provide these and other coverages to you. Also, we’ll ensure that any solution that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Diminishing Deductible
- Accident Forgiveness
- Minor Violation Forgiveness
- Roadside Assistance
- Specialty Auto Insurance
- 24-Hour Customer Service
- Rental Reimbursement
- Personal Injury Protection (PIP)
- Mexican Auto Insurance
- Medical Payments Coverage
You may be able to save time and money as a client of ours if you take advantage of benefits and discounts for which you may eligible. To learn about these benefits and discounts, contact an agent.
Experienced, proactive Agents with exceptional Knowledge of Auto Insurance keeping you and your Vehicle secure
We know how important it is that drivers be secure and have insurance agents that help the drivers through claims processes. This is why we thoroughly assess clients’ needs through in-depth consultations and risk analyses, and assist clients through all steps of claims processes. Once we know and understand clients’ needs, we present policy and/or package options. At the points that clients select options that are best, we create the finest possible solutions.
In order to ensure that coverages are always current and that clients' rates are always competitive, we regularly and closely monitor policies and plans that we write. Monitoring policies and/or plans enables us to find new coverages and programs, which we present to clients. If and when possible, we include clients in monitoring processes, and as a result, the clients are able to fully understand their purchases and be aware of needs for changes to coverages.
Additional Auto Insurance Information:
- Minnesota Auto Insurance Information and Resources (The Minnesota Department of Commerce)
- Auto Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))
- Minnesota Auto Insurance Details and Resources (DMV)
At Borderland Insurance Agents, Inc. we’re proud to provide car insurance in International Falls, Littlefork, Ranier, Big Falls, Ray, and Kabetogama, MN. We also serve other areas in the state.